Savings & Checking Rates

$5 minimum investment

Annual Percentage Yield is accurate as of October 18, 2024. Rates and other terms may change at any time without prior notice. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.

Dividends will be compounded quarterly and will be credited quarterly.

Account Type Minimum Opening Deposit Minimum Balance to Earn APY Limitations* Dividend Rate Annual Percentage Yield
Share Savings $5 Below $100

Transfer & Withdrawal*

0%

0%

 

 

$100 -

$24,999

Transfer & Withdrawal*

0.30%

0.30%

 

 

$25,000

plus

Transfer & Withdrawal*

0.30%

0.30%

Christmas & Vacation Accounts

$100 -

$24,999

Transfer & Withdrawal*

0.30%

0.30%

 

 

$25,000

plus

Transfer & Withdrawal*

0.30%

0.30%

Share Draft/Checking

 

$1000 plus

-

0.30%

0.30%

IRA Savings

$25

Below

$24,999

-

3.20%

3.25%

 

 

Above

$25,000

-

3.20%

3.25%

Money Market Savings

$1,000

$1,000 -

$24,999

Call Us

1.74%

1.75%

 

 

$25,000

$99,999

Call Us

2.23%

2.25%

 

 

$100,000

plus

Call Us

3.20%

3.25%

Cool Kids & Tuition Clubs

 

Below

$24,999

Transfer & Withdrawal*

0.30%

0.30%

 

 

$25,000

plus

Transfer & Withdrawal*

0.30%

0.30%

Holiday & Vacation Savings Club Accounts

$100

 $100 -

$24,999

 Transfer & Withdrawal*

0.30%

0.30%

 

 

$25,000

plus

Transfer & Withdrawal*

0.30%

0.30%

*For additional information regarding the above accounts, please refer to the Truth-In-Savings Fee Schedule.

Share & IRA Certificate Rates

$1000 minimum investment

Annual Percentage Yield is accurate as of October 18, 2024. Rates and other terms may change at any time without prior notice. $1000.00 minimum required to open Share or IRA Certificate. After your certificate is opened, the dividend rate is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.

Dividends will be compounded quarterly and will be credited quarterly. If you close your share account before dividends are paid, you will not receive the accrued dividends.

Terms

Dividend Rate

Annual Percentage Yield

Renewable

6 months

3.45 %

3.50 %

Automatic

12 months

4.03 %

4.10 %

Automatic

24 months

3.40 %

3.45 %

Automatic

36 months

3.20 %

3.25 %

Automatic

48 months

3.40 %

3.45 %

Automatic

60 months

3.45 %

3.50 %

Automatic

IRA - 12 months

4.17 %

4.25 %

Automatic

IRA - 24 months

3.40 %

3.45 %

Automatic

IRA - 36 months

3.20 %

3.25 %

Automatic

IRA - 48 months

3.40 %

3.45 %

Automatic

IRA - 60 months

3.69 %

3.75 %

Automatic

*For additional information regarding the above accounts, please refer to the Truth-In-Savings Fee Schedule.