Savings & Checking Rates
$5 minimum investment
Annual Percentage Yield is accurate as of November 22, 2024. Rates and other terms may change at any time without prior notice. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.
| Account Type | Minimum Opening Deposit | Minimum Balance to Earn APY | Limitations* | Dividend Rate | Annual Percentage Yield |
|---|---|---|---|---|---|
| Share Savings | $5 | Below $100 | Transfer & Withdrawal* |
0% |
0% |
|
|
$100 - $24,999 |
Transfer & Withdrawal* |
0.30% |
0.30% |
|
|
$25,000 plus |
Transfer & Withdrawal* |
0.30% |
0.30% |
Christmas & Vacation Accounts |
$100 - $24,999 |
Transfer & Withdrawal* |
0.30% |
0.30% |
|
|
|
$25,000 plus |
Transfer & Withdrawal* |
0.30% |
0.30% |
Share Draft/Checking |
|
$1000 plus |
- |
0.30% |
0.30% |
IRA Savings |
$25 |
Below $24,999 |
- |
3.20% |
3.25% |
|
|
Above $25,000 |
- |
3.20% |
3.25% |
Money Market Savings |
$1,000 |
$1,000 - $24,999 |
Call Us |
1.74% |
1.75% |
|
|
$25,000 $99,999 |
Call Us |
2.23% |
2.25% |
|
|
$100,000 plus |
Call Us |
3.20% |
3.25% |
Cool Kids & Tuition Clubs |
|
Below $24,999 |
Transfer & Withdrawal* |
0.30% |
0.30% |
|
|
$25,000 plus |
Transfer & Withdrawal* |
0.30% |
0.30% |
Holiday & Vacation Savings Club Accounts |
$100 |
$100 - $24,999 |
Transfer & Withdrawal* | 0.30% |
0.30% |
|
|
$25,000 plus |
Transfer & Withdrawal* |
0.30% |
0.30% |
*For additional information regarding the above accounts, please refer to the Truth-In-Savings Fee Schedule.
Share & IRA Certificate Rates
$1000 minimum investment
Annual Percentage Yield is accurate as of November 22, 2024. Rates and other terms may change at any time without prior notice. $1000.00 minimum required to open Share or IRA Certificate. After your certificate is opened, the dividend rate is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.
Dividends will be compounded quarterly and will be credited quarterly. If you close your share account before dividends are paid, you will not receive the accrued dividends.Terms |
Dividend Rate |
Annual Percentage Yield |
Renewable |
|---|---|---|---|
6 months |
3.45 % |
3.50 % |
Automatic |
12 months |
3.93 % |
4.00 % |
Automatic |
24 months |
3.30 % |
3.35 % |
Automatic |
36 months |
3.20 % |
3.25 % |
Automatic |
48 months |
3.30 % |
3.35 % |
Automatic |
60 months |
3.35 % |
3.40 % |
Automatic |
IRA - 12 months |
4.07 % |
4.15 % |
Automatic |
IRA - 24 months |
3.30 % |
3.35 % |
Automatic |
IRA - 36 months |
3.20 % |
3.25 % |
Automatic |
IRA - 48 months |
3.30 % |
3.35 % |
Automatic |
IRA - 60 months |
3.59 % |
3.65 % |
Automatic |
*For additional information regarding the above accounts, please refer to the Truth-In-Savings Fee Schedule.
