Fee Schedule

Effective as of 11/6/23

Share Savings Account

Closed Membership Fee (within first 90 days)

$5.00 per account

Returned Mail Fee (due to incorrect address)

$5.00 per month

Share Savings Holiday Club Account

Early Withdrawal Fee

$10.00 per withdrawal

Share Draft Checking Account

Safety Net (Overdraft Protection) Fee2

$35.00 per item

Share Draft Repost Fee

$7.00

Process Returned Payments

$30.00 per item

Process Returned Deposits

$30.00 per item

Stop Payment Fee

$30.00 per request

Electronic Bill Payment and Presentment (eBill Pay) NSF Fee

$35.00 per item1

Check Ordering

Prices may vary depending upon style

Counter Checks Fee

$5.00 per 4 checks

ACH Stop Payment Fee

$30.00 per request

Overdraft Protection Transfer Fee

$10.00 per transfer

1 this fee will be assessed in addition to the Share Draft/Checking NSF Fee

2 fee applies when overdraft is created by check, ACH debit, ATM withdrawal, debit card withdrawal, or other electronic means

Other Service Fees (applicable to all accounts)

Balance Share Draft/Research Fee

$25.00 per hour

Statement Copy Fee

$5.00 per month

Cashier/Corporate Check

$4.00 per check

Money Order

$4.00 per money order

International Wire Transfer1

$75.00 per transfer

Domestic Wire Transfer1

$20.00 per transfer

Inactive Account Fee

$5.00 per month2

Abandon Property Fee6

$60.00

Telephone Transfer Fee

$2.00 per transfer

Telephone Balance Fee

$2.00 per call

Account Verification Fee

$20.00 per verification

Copy of Paid Check Fee

$5.00 per check copy

ATM/Debit Card Reorder Fee

$5.00 per card3

Overnight/Expedited Shipments

$50.00 or more per shipment4

Nonproprietary ATM Withdrawal/Transfer Fee

$2.50 per transaction

Processing garnishments & levies5

$75.00

Loan Skip (Skip-a-pay)

$25.00 per skip

Account to Account (A2A) outgoing transfer

$2.00 per transfer

NSF (Non Sufficient Funds) Fee7

$35.00 per NSF
Instant Deposit (Early ACH) Fee via Online Banking $7.00 per deposit
Instant Deposit (Early ACH) Fee via Phone $12.00 per deposit

1fee is assessed for incoming and outgoing wires

2fee begins after 2 years of no activity. $60 fee per year.

3first replacement card is free annually. Fee is assessed after one free replacement card annually.

4prices may vary depending on market prices

5or such other rate as may be set by law. Fee applies to each legal order or process that directs PCU to freeze, attach or withhold funds or other property.

6after 5 years of inactivity. Fee is also used for 2 year stale checks issued.

7fee is issued in both savings and checking accounts. fee applies when NSF is created by check, ACH debit, ATM debit, debit card withdrawal or other electronic means.

Credit Union Membership

Membership Share

$5.00 par value