Mortgages

Dream Home, Meet Dream Loan!
At Pinnacle Credit Union, we are READY to Lend a hand.

Are you a first time home buyer? Do you need financing? Are you looking to refinance or possibly get cash out? Would you like to learn more about the home buying process, the various mortgage loan options, or the potential cost of closing? If you answered yes to any of these questions we can help.

To estimate your monthly payments and get an idea of how much home you can afford, use our Mortgage Calculator to run the numbers.

Ready to get started on your mortgage loan application Start Here!

Loan applications are subject to credit approval based on each individual’s credit history and underwriting factors. ARM rates are subject to change after closing. Your Annual Percentage Rate (APR) will vary based on your final loan amount and finance charges.

  • Pinnacle Credit Union offers the following types of mortgage loans for you to choose from:
    • Conventional: Fixed Rate and Adjustable Rate Mortgages
    • Federal Housing Administration (FHA)
    • Veteran’s Affairs (VA)
    • U.S. Department of Agriculture (USDA)
    We offer Purchase or Refinance loans on:
    • Primary residences
    • Second homes
    • Investment properties
    You can finance a variety of property types:
    • Single Family Detached or Attached
    • Townhomes
    • Condominiums
    • Manufactured Homes
      • Apply Now

  • Found the perfect land to build your dream home on? Pinnacle’s land loans are ready to help you get started on your fantastic future faster.

    A land loan can be known as many different names, such as land purchase loans, raw land loans, residential lot loans, land mortgage loans, and vacant land loans just to name a few. But no matter the name, these loans are used to finance the purchase of land in order to build a home.

    The benefits of a land loan from Pinnacle:

    • Competitive rates and terms.
    • Repayment options to fit your budget.
    • Build a primary residence or vacation home.

  • Have questions about our mortgage loan products?

    Call us at 404-888-1648 and dial the loan officer’s extension or press #2 and then #1 for the mortgage loan team.

    Send us an E-mail to: loans@pinnaclecu.org

    Loan Officer NMLS Telephone Ext Email
    Patricia Burford 1734347 1018 Patricia@pinnaclecu.org