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A digital wallet is simply a new way for you to access your card, allowing you to pay at participating retailers by using your device.
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In most cases, you simply hold your phone close to the contactless reader on the merchant terminal. You may need to unlock the device or enter a passcode before making the payment.
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Because the real card information is never exposed, tokenized payments are very safe. If the device is lost, you should call us to suspend or deactivate your digital wallet. There is no need to hot card and replace the physical card.
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The number of merchants accepting tokenized payments is growing every day. Look for the following symbols to identify where you can use your digital wallet.
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On a qualifying device, download the digital wallet of your choice and then follow the directions that are displayed. This process is known as provisioning. Once the provisioning request is approved, your may begin using your digital wallet.
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The initial provisioning activity is the only piece of the new service which requires an active Internet connection for the duration of the process. Common reasons your request may have failed include:
— Network-related problems (bad or no Internet access; TSP/Issuer/Digital Wallet Provider outage)
— Device software/hardware issues
— Expired/reissued card
— Card blocked (for example: not activated, reported lost, etc.)