Holiday Loan

Available 11/1/23 – 12/31/23

Get $2,000 at 12%* rate for 12 months

Requirements:

  • Members are limited to only one holiday loan open at a time. Members are NOT ELIGIBLE for a Quick Cash Loan while Holiday Loan is open.

    • If you have a current Quick Cash loan it must be paid off with the Holiday Loan funds.

  • A $50.00 loan processing fee applies and is collected at closing.

  • A credit report is pulled during the approval process. No exceptions.

  • Holiday Loan is available for members over the age of 18 years old and have an established membership for at least 90 days. Member’s account must be in good standing.**

  • Member cannot be in bankruptcy at the time of the loan.

  • Copy of most current pay stub dated within 30 days of the application or direct deposit from employer into your Pinnacle account for at least $200 a month.

Email any and all questions to msr@pinnaclecu.org or call 404-888-1648.

*APR = 16.535% based on loan amount of $2000.00 with an interest rate of 12% for a 12-month term and $50 loan processing fee including Debt Protection.

**Member account in good standing means a membership account with Pinnacle Credit Union that shows no current negative account balances, past due payments and/or a loss to the credit union.

*APR = annual percentage rate. Pinnacle Credit Union is an equal opportunity lender. Call 404-888-1648 for more details.