Auto Loans

  • Let our low rates put you in the driver seat of an auto loan from Pinnacle Credit Union. Low rates are just the beginning. We make the entire buying process easier.

    • Fast Pre-Approvals so you will be ready to purchase the car you like.
    • Flexible terms up to 84 months¹ for new and used vehicles.
    • No Down Payment required².
    • Flexible repayment options.
    • No prepayment penalties.
    • Guaranteed Payment Protection (GAP) and Mechanical Breakdown Protection (Warranty) are available to protect you and your vehicle.

    You can apply now or contact one of our loan officers at 404-888-1648 ext 2. If you prefer to apply in person, call us to schedule an appointment with one of our loan officers.


    ¹Term of 84 months offered for loan amounts of $30,000 or greater.
    ²Subject to loan meeting credit guidelines.

  • Switch to Save…allow us to assess your needs and tell you if we can save you money. We make the entire process easy for you.

    • Flexible terms up to 84 months¹ for new and used cars.
    • Flexible repayment options.
    • No prepayment penalties.
    • Guaranteed Payment Protection (GAP) and Mechanical Breakdown Protection (Warranty) are available to protect you and your vehicle.
    You can apply now or contact one of our loan officers at 404-888-1648 ext 2. If you prefer to apply in person, call us to schedule an appointment with one of our loan officers.

    ¹Term of 84 months offered on loan amounts of $30,000 or greater

  • Protect more, have peace of mind and sleep better. Consider the products and services offered by Pinnacle Credit Union to protect yourself and your car.

    Guaranteed Payment Protection - GAP Insurance.
    Gap Insurance is additional coverage that can help cover the “gap” between the amount owed on your car and the car’s actual cash value in the event of an accident.

    • Available for new and used vehicles.
    • Automobile deductible reimbursement (ADR) included up to $500.00 per occurrence during the first three (3) years of the loan.

    For more information on Guaranteed Payment Protection, contact a Loan Officer at 404-888-1648 ext 2.

    Debt Protection Program
    The Debt Protection Program can help take away the financial gamble by protecting your payments. It is nice to know you don’t have to worry if you should be out of work, become disabled or pass away.

    If a protected life event happens to you, and you're a protected borrower, the Debt Protection Program will cancel or reduce repayment of your loan debt (up to coverage limits) helping to lessen your worries, and your family's worries, about paying loans during a time when your income may be reduced or lost and paying other household bills becomes challenging.

    You can add Debt Protection coverage to a loan up to 180 days from the date the loan was closed.

    Coverage Options:
    • Protection for loss of life, disability & involuntary unemployment.
    • Protection for loss of life & disability.
    • Protection for loss of life.

    For more information on Debt Protection, contact a Loan Officer at 404-888-1648 ext 2.


    Mechanical Breakdown Protection - Warranty by Route 66
    • Flexible coverage to fit your budget.
    • Can be financed in the loan.
    • Nationwide coverage with Roadside Assistance and Trip interruption.

    For more information on Mechanical Breakdown, contact a Loan Officer at 404-888-1648 ext 2.

    TruStage Insurance
    For more information or a quote click here

 
 

Insurance and warranty products are not products of the Credit Union; and are not obligations of or guaranteed by Pinnacle Credit Union. Insurance or warranties may be purchased from an agent or an insurance company of the member’s choice; and Pinnacle Credit Union makes no representation as to the services of any provider.

Terms & conditions apply and are subject to change without notice. Based on credit approval, some restrictions apply.