Share Rates

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Share Rates $25 minimum investment

Annual Percentage Yield is accurate as of March 2014. Rates and other terms may change at any time without prior notice. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.

Account Type

Minimum Opening
Deposit

Minimum Balance
to Earn APY

Limitations*

Dividend Rate

Annual Percentage Yield

*Dividends will be compounded quarterly and will be credited quarterly.

Share Savings

$25.00

Below $100.00

Transfer & Withdrawal*

0%

0%

 

$100.00 - $24,999.99

Transfer & Withdrawal*

0.05%

0.05%

 

$25,000.00 plus

Transfer & Withdrawal*

0.10%

0.10%

Christmas & Vacation Accounts

----------------

$100.00 - $24,999.99

Transfer & Withdrawal*

0.10%

0.10%

   

$25,000.00 plus

Transfer & Withdrawal*

0.15%

0.15%

*Dividends will be compounded daily and will be credited quarterly.

Share Draft/Checking

$50.00

$1000.00 plus

------------------

0.05%

0.05%

Premium Checking

$50.00

Average daily balance of $750.00

------------------

3.00%

3.00%

IRA Savings

$25.00

Below $24,999.99

------------------

0.05%

0.05%

 

Above $25,000.00

------------------

0.10%

0.10%

*Dividends will be compounded monthly and will be credited monthly.

Money Market Savings

$1,000.00

$1,000.00 - $24,999.99

Call Credit Union for Details

0.05%

0.05%

 

 

$25,000.00 plus

Call Credit Union for Details

0.10%

0.10%

Peak Investors

$5,000.00

$100.00 - $24,999.99

Transfer & Withdrawal*

0.10%

0.10%

 

 

$25,000.00 plus

------------------

0.15%

0.15%

Moola Moola
& Tuition Clubs

----------------

Below $24,999.99

Transfer & Withdrawal*

0.10%

0.10%

 

 

$25,000.00 plus

Transfer & Withdrawal*

0.15%

0.15%

Holiday & Vacation Savings Club Accounts

$100.00

$100.00 - $24,999.99

Transfer & Withdrawal*

0.10%

0.10%

 

$25,000.00 plus

Transfer & Withdrawal*

0.15%

0.15%

*For additional information regarding the above accounts, please refer to the Truth-In-Savings Fee Schedule.

One-Step Share Certificate $2500 minimum to open

Term

Rate

APY

24 month

0.35%

0.35%

60 month

0.65%

0.65%

Only one step up of rate allowed during the term of the CD.
Contact our Member Service Representatives for more information.
The step up in rate cannot occur during the first 6 months of the certificate term.
The interest rate cannot increase more than 3% over the initial rate of the CD.

 

Share & IRA Certificate Rates $1000 minimum investment

Annual Percentage Yield is accurate as of January 15, 2014. Rates and other terms may change at any time without prior notice. *$1000.00 minimum required to open Share or IRA Certificate. After your certificate is opened, the dividend rate is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.

  • Dividends will be compounded quarterly and will be credited quarterly.
  • If you close your share account before dividends are paid, you will not receive the accrued dividends.

Terms

Dividend Rate

Annual Percentage Yield

Renewable

6 months

0.15%

0.15%

Automatic

12 months

0.25%

0.25%

Automatic

24 months

0.35%

0.35%

Automatic

36 months

0.45%

0.45%

Automatic

48 months

0.55%

0.55%

Automatic

60 months

0.65%

0.65%

Automatic

IRA - 12 months

0.15%

0.15%

Automatic

IRA - 24 months

0.25%

0.25%

Automatic

IRA - 36 months

0.45%

0.45%

Automatic

IRA - 48 months

0.55%

0.55%

Automatic

IRA - 60 months

0.65%

0.65%

Automatic

*For additional information regarding the above accounts, please refer to the Truth-In-Savings Fee Schedule.


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